Cigna Dentist – Edmond, OK
How to Get the Most Out of Your Cigna Dental Insurance
As a Cigna dentist in Edmond, Dr. M. Kent Smith understands dental care can be expensive. This is why he and our team are pleased to be in-network with Cigna and many other insurance plans. By negotiating our services and fees with your insurer, we can make sure that you pay the lowest price when you arrive to receive eligible treatments. It is our mission to not only provide you with the best possible care but also keep our services affordable. With a clear commitment to preventive care, you can trust that we will work hard to catch problems early on and minimize your risk for more serious issues later on that can result in greater out-of-pocket expenses. If you are ready to learn more about how to get the most out of your Cigna plan, contact us today.
Cigna Coverage Availability & Fees
As a Cigna policyholder, you understand the importance of regular oral healthcare. Making sure your smile is in tip-top shape is imperative. When signing up for your individual plan either through your employer or individually, you likely reviewed the different plans available. While the monthly premium, annual deductible, and yearly maximum are different, many of the benefits remain the same and might look something like this:
- 100% preventive services (dental cleanings, exams, X-rays, fluoride treatment, sealants)
- 80% basic procedures (fillings, tooth extractions, emergency treatment)
- 50% major procedures (crowns, root canal therapy, wisdom tooth removal, periodontal)
But to enjoy the above-mentioned benefits, you must understand that most policies are designed based on a calendar year, so if you have any unused funds come December 31, there is a good chance they will be returned to your insurer the moment it hits midnight on January 1. This is why Dr. Smith and our team strongly encourage you to meet your deductible and use your annual maximum for recommended treatments. Not only will you save money in the long run, but you’ll be taking better care of your smile in the process.
Also, if you discover that you are getting close to using all of your allotted annual maximum for a particular treatment, we may be able to stretch out your care across calendar years to avoid additional out-of-pocket expenses. This is one of the great advantages of seeing an in-network provider. However, it does not mean that you are obligated to do so. If we are not in-network with your particular insurance company, do not worry. We will still work to maximize your benefits and file any necessary claims and paperwork on your behalf.
Rachel serves as our office manager and has been with Dr. Smith’s dental practice for five years. Eager to help patients better understand their dental insurance in Edmond, she will work with you to navigate your Cigna plan and maximize your benefits. Rachel is OSHA and HIPAA certified and will make sure that you receive the top-notch care you deserve when arriving at our dental office. From the moment you check-in until the time you leave, Rachel will ensure you have a positive experience that is stress-free and enjoyable.